About

My Retire Years is a personal project from Jerry Kutche, born out of actually going through the run-up to retirement — the paperwork, the decisions, and the dozens of things nobody quite tells you about ahead of time.

This isn’t written by a financial advisor, a CPA, or anyone with professional credentials in this space. It’s a first-person record of navigating things like Social Security timing, Medicare and ACA marketplace transitions, tax withholding elections, and the smaller day-to-day decisions that come with this stage of life — shared in case it helps someone else going through the same thing.

Everything here reflects one person’s actual experience and research, not professional advice. See the Disclaimer page for more on that distinction.

Have a question, or something you’d like to see covered? Use the Contact page — every message gets read.